Upgraded business model integrating agroecological principles: Financing Mechanisms for the Agricultural Sector in the Elles Community, Kef, Northwest Tunisia

Dhehibi, Boubaker; Souissi, Asma; Soula, Rania; Frija, Aymen; Idoudi, Zied; Ouerghemmi, Hassen; Shiri, Zahra; Le, Quang Bao; Alary, Veronique; Rudiger, Udo; Rekik, Mourad; Dhraief, Mohamed Zied; Oueslati-Zlaoui, Meriem; Fendri, Mahdi; Majri, Rihab; Larbi, Ajmi; Ouji, Mourad

Upgraded business model integrating agroecological principles: Financing Mechanisms for the Agricultural Sector in the Elles Community, Kef, Northwest Tunisia

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Date

2025-09-30

Date Issued

2025-09-30

Contributes to SDGs

SDG 9 - Industry, innovation and infrastructure

SDG 11 - Sustainable cities and communities

SDG 12 - Responsible consumption and production

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Citation

Boubaker Dhehibi, Asma Souissi, Rania Soula, Aymen Frija, Zied Idoudi, Hassen Ouerghemmi, Zahra Shiri, Quang Bao Le, Veronique Alary, Udo Rudiger, Mourad Rekik, Mohamed Zied Dhraief, Meriem Oueslati-Zlaoui, Mahdi Fendri, Rihab Majri, Ajmi Larbi, Mourad Ouji. (30/9/2025). Upgraded business model integrating agroecological principles: Financing Mechanisms for the Agricultural Sector in the Elles Community, Kef, Northwest Tunisia. Beirut, Lebanon: International Center for Agricultural Research in the Dry Areas (ICARDA).

Abstract

The agricultural sector in Tunisia plays a vital role in the national economy, contributing to wealth creation, food security, and employment. Despite its importance, the sector faces numerous structural and financial challenges, particularly regarding access to adequate and sustainable financing. This report examines the various financing instruments available to Tunisia’s agricultural sector, outlines key challenges, and proposes innovative approaches to improve financial inclusion and resilience. The Kef Governorate, located in Northwestern Tunisia, features a diverse agricultural landscape that includes cereals, fruits, vegetables, and livestock. Despite benefiting from favorable agro-climatic conditions, agricultural productivity in the region remains relatively low, primarily due to insufficient financing mechanisms. Small and medium-sized farms (SMEs), which make up a significant portion of Tunisia’s agricultural sector, often face substantial financial constraints that hinder investment and innovation. In this context, the Multifunctional Landscapes (MFL) Science Program, particularly Area of Work 3 (AoW3) titled Markets and Business Models, aims to support the understanding and improvement of agricultural financing mechanisms to enable farmers to adopt sustainable practices and invest in resilient value chains.